We were kept well informed at every step of our vacation cruise. We appreciated the confidence of being insured for the unexpected.
Ship happens. We help.
Whether you’re dreaming of setting sail to a tropical island or embarking on an epic voyage across the seven seas, there’s one thing you don’t want to leave on shore–your travel insurance. Faye’s cruise travel protection can cover your domestic or international cruise vacations, so you can focus on the sunshine and sea breeze while we handle any unexpected waves.
Why you need cruise insurance
A cruise isn’t your average vacation, and neither are the risks that can come with it. Travel insurance is essential when heading on a cruise or any other trip, as it can protect you from the unexpected. The most common reasons people choose to cover their cruises include limitations or lack of coverage from health insurance, weather unknowns and more.
Health insurance may not cut it Your health plan may fall short when you’re abroad
Even if you’re just doing a few days abroad, it’s unlikely your U.S. health insurance will cover you if you need emergency medical assistance.
Emergency medical evacuation can be expensive Be prepared for unexpected costs of evacuation
If something serious and life-threatening happens, and inadequate medical treatment is available in the area, you want to ensure that transportation can be covered.
Traveling to and from the ship carries its own risks Cover your whole journey
If you’ve got flights to catch and bags to lug on board, then there’s always an added element of risk that something can go wrong, so thinking ahead and protecting every leg of your journey is suggested.
Extreme weather happens Stay covered when nature takes a turn
During hurricane and typhoon season, you can book a cruise at excellent rates, but if extreme weather happens, it can completely derail your trip. Faye’s international plans can cover you if you need to be transported from a place of danger to a place of safety if you’re in imminent physical danger due to a covered natural disaster event.
What does Faye’s cruise travel protection include?
We offer comprehensive coverage and 24/7 assistance that’s designed to keep your cruise experience smooth from start to finish. The coverage can include:
Your health
Emergency medical evacuation
Up to $500K per person
Emergency medical evacuation
Up to $500K per person
Coverage of transportation in the case of illness or injury that is acute, severe or life-threatening when adequate medical treatment is not available in the immediate area.
Emergency medical expenses
Up to $250K for international trips (primary)
Emergency medical expenses
Up to $250K for international trips (primary)
If you experience sudden illness or injury during the trip, including COVID-19, we can cover prescription drugs, hospitalization and physician costs.
Your trip
Trip cancellation
Up to 100% of non-refundable trip costs
Trip cancellation
Up to 100% of non-refundable trip costs
If you need to cancel your trip for covered reasons, including if you get sick, contract COVID-19 or a travel provider goes bankrupt. We can cover flights, hotel bookings, tickets and activities. See more covered reasons for trip cancellation.
Trip delay
Up to $300/day, and a max of $2.1K per trip, for delays of more than 6 hours
Trip delay
Up to $300/day, and a max of $2.1K per trip, for delays of more than 6 hours
When you’re stranded in transit due to reasons outside of your control, such as a flight delay or theft of passport.
Trip interruption
Up to 150% of your non-refundable trip costs, including additional transportation expenses
Trip interruption
Up to 150% of your non-refundable trip costs, including additional transportation expenses
When you must unexpectedly cut your trip short or extend it for covered reasons, including if you contract COVID-19.
Pre-existing medical conditions
Coverage for trip cancellations or trip interruptions
Pre-existing medical conditions
Coverage for trip cancellations or trip interruptions
Trip cancellations or trip interruptions related to pre-existing conditions can be covered if you purchase your plan within 14 days of your initial trip deposit (e.g., flights, hotel, etc.) and are medically fit to travel when you buy your plan.
Trip inconvenience & snafus
$200 per trip inconvenience, capped at $600 per trip
Trip inconvenience & snafus
$200 per trip inconvenience, capped at $600 per trip
When you’re inconvenienced during your trip due to an eligible flight delay, flight cancellation, delay at security or late hotel arrival.
Missed connections
Up to $200 reimbursement if you experience a covered delay of more than 3 hours.
Missed connections
Up to $200 reimbursement if you experience a covered delay of more than 3 hours.
Coverage of up to $200 if you miss a trip departure because you were delayed for 3 consecutive hours due to covered reasons, including flight delay/cancellation, plane mechanical breakdown, inclement weather, strike and more.
Non-medical emergency evacuation
Up to $100K
Non-medical emergency evacuation
Up to $100K
When, due to a covered event, you’re transported from a place of danger to a place of safety. A covered event includes a natural disaster or a political or security evacuation.
Your stuff & 24/7 support
Lost or damaged belongings
Up to $2K/trip (capped at $200/item)
Lost or damaged belongings
Up to $2K/trip (capped at $200/item)
Reimbursement for lost, stolen or damaged luggage, including clothing, personal items and professional equipment.
24/7 assistance
Included in your Faye travel plan
24/7 assistance
Included in your Faye travel plan
Our team of customer experience specialists is available to you 24/7 with travel advice, tips and help when you need it most - including how to locate a doctor or a pharmacy
Real-time flight alerts
Included in your Faye travel plan
Real-time flight alerts
Included in your Faye travel plan
Our smart app technology tracks your itinerary and provides updates in real-time, including flight delays, gate changes and what baggage carousel to head to when you land.
Good words travel far
I had a claim for a doctor's visit while on a cruise. The instructions for filing it were clear and simple. It was approved in just a couple of days.
I sprained my foot during my cruise. When my trip was over, upon arriving home, I opened a claim with Faye, and just over a week later, my claim was paid in full. I cannot say enough great things about Faye.
We were on a 16-day cruise, and my husband needed to go to the ship's medical clinic. My experience was easy and hassle-free when I turned in the claim. I have already referred Faye to 3 of my friends.
All claim examples are subject to the terms of the plan document. Additional cost and terms apply. For additional details, check out a summary of our Domestic Faye First plan here and International Faye Forward plan here, underwritten by United States Fire Insurance Company, and a summary of our Domestic Faye travel protection plan here and International Faye travel protection plan here, underwritten by Great American Insurance Company. If you purchased your plan before June 2026, please reference the policy in your email or the Faye app.